ACCA AFM Syllabus B3cd. The Cost of Capital - WACC calculated using Asset Beta - Notes 1 / 2
Use when the business risks change
Steps:
Calculate competitor's Market Value of equity and Market Value of debt
Use competitor’s information to estimate the project’s asset beta (includes business risk of the competitor only)
Calculate your MVe and MVd
Then based on your capital structure, estimate the project’s equity beta (includes business risk of the competitor and your financial risk).
Calculate Ke using CAPM
Calculate WACC
Exam standard example (extract)
Tisa Co is considering an opportunity to produce an innovative component.
This is an entirely new line of business for Tisa Co. (New business risk)
Tisa Co has 10 million 50c shares trading at 180c each.
Its loans have a current value of $3•6 million and an average after-tax cost of debt of 4•50%.
Tisa Co’s capital structure is unlikely to change significantly following the investment. (No change in Financial risk)
Elfu Co manufactures electronic parts for cars including the production of a component similar to the one being considered by Tisa Co.
Elfu Co’s equity beta is 1•40, and it is estimated that the equivalent equity beta for its other activities, excluding the component production, is 1•25.
Elfu Co has 400 million 25c shares in issue trading at 120c each.
The loans have a current value of $96 million.
It can be assumed that 80% of Elfu Co’s debt finance and 75% of Elfu Co’s equity finance can be attributed to other activities excluding the component production.
Tax 25%.
Risk free rate 3•5%
Market risk premium 5•8%.
Required
Calculate the cost of capital that Tisa Co should use to calculate the net present value of the project.
Solution
Calculate competitor's Market Value of equity and Market Value of debt
Elfu Co MVe = $1•20 x 400m shares = $480m
Elfu Co MVd = $96mUse competitor’s information to estimate the project’s asset beta (includes business risk of the competitor only)
Asset Beta = Equity Beta x (E / (E + D(1-tax))
Elfu Co portfolio asset beta for ALL activities =
1•40 x $480m/($480m + $96m x (1 – 0•25)) = 1•217Other activities:
MVe = 75% x $480m = $360
MVd = 80% x $96 = $76.8Elfu Co asset beta of other activities =
1•25 x $360m/($360m + $76•8m x (1 – 0•25)) = 1•078Assuming that:
25% can be attributed to component activities and
75% can be attributed to other activities:1•217 = component asset beta x 0•25 + 1•078 x 0•75
Component asset beta = [1•217 – (1•078 x 0•75)]/0•25 = 1•634
Calculate your MVe and Mvd
MVe of Tisa Co = 10 million shares x 180c = $18m
Mvd of Tisa Co = $3.6mThen based on your capital structure, estimate the project’s equity beta (includes business risk of the competitor and your financial risk).
Equity Beta = Asset Beta x ((E + D(1-tax) / E)
Component equity beta based on Tisa Co capital structure =
1•634 x [($18m + $3•6m x 0•75)/$18m] = 1•879Calculate Ke using CAPM
Component Ke = 3•5% + 1•879 x 5•8% = 14•40%
Calculate WACC
Ke = 14.40%
Kd = 4.5% (after tax)Component WACC = (14•40% x $18m + 4•5% x $3•6m)/($18m + $3•6m) = 12•75%